EDITOR is an integrated web application developed by European DataWarehouse (ED) for the seamless analysis and upload of loan-level data (LLD). It allows issuers to pre-screen and analyse LLD files and upload them directly to European DataWarehouse.
Bank11 für Privatkunden und Handel GmbH
SCF Rahoituspalvelut VIII DAC
Santander Consumer Bank AS
abc SME Lease Germany SA, acting in respect of its Compartment 6
Albion No.4 Plc
Leeds Building Society
SABADELL CONSUMO 1, FONDO DE TITULIZACION
EUROPEA DE TITULIZACION S.A. S.G.F.T.
(+ 2 additional ISINs)
Opel Bank GmbH
(+ 3 additional ISINs)
Globaldrive Auto Receivables UK 2019-A plc
FCE Bank plc
BNP PARIBAS PERSONAL FINANCE
Bavarian Sky S.A., acting in respect of its Compartment German Auto Leases 5
BMW Bank GmbH
Oak No.3 PLC
ALDERMORE GROUP PLC
Access Private Deals
INTEGRATED UPLOAD FOR TOTAL COMPLIANCE
HOW DOES IT WORK?
EDITOR is designed to meet the requirements of clients to run the existing ED validation rules in LLD files and upload them directly to European DataWarehouse.
As a pre-screening tool of the LLD files based on predefined logical checks developed and applied by ED data quality management, EDITOR contains a set of rules and clusters that allow a quick overview of the potential inconsistencies in the submitted LLD files. Results for each validation check are displayed in a “Pass/Fail” logic with only the number of loans which fail a particular data quality check being shown. This is reflected in the Data Quality Score 1 (DQS1) Additional data quality issues found by our deal analysts are reflected in the Data Quality Score 2 (DQS2). Results are indications of potential data quality issues that need to be further investigated.
Explanatory Report |
Explanatory Report on Calculated LTVs
It is used in financial regulation, rating agency methodologies, and bank credit policy. Rating agencies use it to determine mortgage Default Probability (DP) and Loss Given Default (LGD). The LTV is typically used at loan origination, and for ongoing credit risk monitoring, to assess the amount of equity a borrower has in their property.read more
What our Customers say
“The European DataWarehouse will play an important role in the development of STS securitizations through its dedication to data quality and the principle of data transparency for the European ABS market.”
Santander Global Corporate Banking
“EDW is a very useful tool for gathering data upon European securitizations. Its constant aim at delivering excellence and standardization is a serious asset for every professional in structured finance looking for relevant statistics”
“Publicis Sapient views the European DataWarehouse as an important part of the market infrastructure. We look forward to continuing to support ED.”
“As the initiator of the “DEUTSCHER VERBRIEFUNGSSTANDARD”, TSI was an early advocate of high transparency and quality in the securitisation market. It was therefore only natural that TSI would also support the ECB’s transparency initiative early on. Thanks to the European DataWarehouse, ABS bonds are today by far the most transparent asset class in Europe and set the standard other asset classes still need to meet.”
True Sales International
“For the Dutch Securitisation Association (DSA), the European Datawarehouse has added their in-depth knowledge of data quality issues to our own efforts to increase transparency and standardisation of (Dutch) securitisation transactions. We look forward to benefit from the ongoing development of expertise in the EDW team”.
Dutch Securitisation Association
loans or loan parts